Truckers’ Occupational Accident Plans & Coverage
Occupational Accident covers the Owner-Operator for injuries that occur on the job. It includes medical, disability, death and dismemberment benefits. Our policies offer a wide range of limits. We also offer Passenger Accident and Non-Occupational coverages on select plans.
Our Occupational/Accident coverage offers two distinct advantages for Truckers. First, the underwriting and issuance is simplified by the ability to bundle Occupational/Accident with other coverages. Secondly, we offer this product for accounts of all sizes, ranging from an individual driver to a large Owner-Operator program.
Riders are available providing additional coverages for occupational disease, hernia, occupational cumulative trauma and hemorrhoids.
As a policyholder, our Truckers have access to the following services:
Medical Provider Referrals
Our plan offers assistance in designing a customized PPO network to support the medical care needs of our Truckers and their families. Through partnership with various national, regional and local networks, we can provide access to credentialed medical providers to help our policyholders optimize the quality of their medical care and minimize its cost.
No Worries Prescription Program
With a covered loss this policy provides a First Script membership card for medical prescription expenses. Truckers won’t have to pay out-of-pocket and even better, won’t have to wait for reimbursement of prescription expenses.
Rx SavingPlus Plan
As our insured, you can take advantage of our prescription discount program. You and your family can cut cost of prescription and non-prescription expenses. Average savings of 22% on commonly prescribed medications. This benefit includes on-line health and wellness information as well as discounts for CVS MinuteClinics® nationwide.