What should I consider when choosing or changing my coverage?
Convenience Where are the doctors’ offices? What are their hours? Do the doctors use electronic health records or prescribe electronically? Which pharmacies can you use? Is the pharmacy you use…
Read moreKeeping Records Then VS NOW
That was then: It can easily become overwhelming to keep track of the bills, letters, claim forms, and other papers that flow into a household. Keeping accurate records of medical…
Read moreSupplemental Health Insurance Overview
If you are diagnosed with a serious illness or are involved in an accident, traditional health insurance programs such as Medicare and Workers' Compensation may not pay for all the…
Read moreLife Insurance
Permanent Or Term Insurance: Which Makes Sense For You? In a very broad sense, there are two types of life insurance: permanent life insurance and term life insurance. Permanent life…
Read moreBurial and Final Expense Insurance
Why You May Want to Consider Burial Insurance and Final Expense Insurance People who have lost a member of their family know how difficult loss can be. The emotions are…
Read moreWhy Consider Cancer Insurance?
The total financial impact of cancer includes direct and indirect costs. The American Cancer Society estimates that one in five insured persons diagnosed with cancer uses all or most of…
Read moreWhy Think About Cancer?
Cancer can occur at any time regardless of lifestyle, yet too many people lack cancer insurance coverage to help pay for additional costs associated with treatment. While cancer survival rates…
Read moreDisability Income Insurance
Disability Income insurance protects you in the case of loss of income. If you lose your ability to work, either from temporary or permanent disability, a disability claim can be…
Read moreWhat is Long Term Care Insurance?
As we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical…
Read moreCaring for our Senior Parents: A Team Effort
Medical advances have allowed us the gift of longer lives. And with that gift comes the dilemma of helping our parents handle their personal business in the electronic and mobile…
Read moreTravel Insurance
If you are considering a trip overseas, don’t assume that just because you have excellent medical, auto, and home insurance that you will have the necessary insurance protection. Many situations…
Read moreWhere to Get Your Medicare Questions Answered
To get general or claims specific Medicare information and important telephone numbers. If you need help in a language other than English or Spanish, say “Agent” to talk to a…
Read moreIndeminity Plans: A Great Way to Address Gap Costs
Chances are your health insurance plan leaves you with out-of-pocket expenses. Are you covered by a Medicare Advantage with inpatient hospital co-pays? Whether you are covered by individual health insurance,…
Read moreSet up a Section 125 Plan to Help Your Company Save Money
What is a Section 125 plan? Every year, Section 125 plans save employees and employers millions of dollars through pre-tax salary deductions to pay premiums for health insurance. Also known…
Read moreTruckers’ Occupational Accident Plans & Coverage
Occupational Accident covers the Owner-Operator for injuries that occur on the job. It includes medical, disability, death and dismemberment benefits. Our policies offer a wide range of limits. We also…
Read more1099 Employee Group Insurance
Do you have multiple 1099 employees but very few full-time W-2 employees? If you give or receive 1099s instead of a W-2 every year, you have likely never been able…
Read moreHow To Get Cash For Your Life Insurance Policy
Selling a life insurance policy provides seniors with a sensible solution for a policy they may no longer need or can no longer afford.
Read more7 Tips for Buying the Right Annuity
Did you know that an annuity is a contract between you and an insurance company, under which you make a lump-sum payment or series of payments?
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